We offer easy financing options with no late fees through Affirm. Just provide some basic information at checkout and get an instant decision to split your purchase into 3, 6, or 12 monthly payments with rates from 10 - 36% APR. Get your bike now, then use what you save on gas or public transportation to pay it off down the line. Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. payment may be required. As an example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.